[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fj3D4W2EOYXbCy_0Nc8HRDV2HkPn1TEgCnDWpp6k42ls":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":30,"type":31},[],"2023-10-16 21:57:14",100236872,[8,9,10,11],"养老规划应当提前规划","随着老年型社会的到来,养老规划更具有急迫性","养老规划需要考虑退休后的收入和支出等情况","养老规划就是购买商业性养老保险",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},8,"ee4263177398037f96de1d95835a46ec","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F8921f4b54c4cc69fe1652d81cefce7bc.png","投资与理财","1a176c6362304c9c9bf315586ebf0802","养老规划认知","关于养老规划的下列说法,不正确的是( )",[21,32,41,50,53,64,73,82],{"answer":22,"createTime":5,"id":23,"options":24,"question":29,"source":30,"type":31},[],100236869,[25,26,27,28],"尽早规划","弹性化","谨慎性","稳健性","考虑到再规划未来退休生涯的目标时遇到一些不确定的可能性极大,因此,编制养老规划时应遵循( )原则","v1",0,{"answer":33,"createTime":5,"id":34,"options":35,"question":40,"source":30,"type":31},[],100236870,[36,37,38,39],"6% 1%","6% 10%","7% 8%","7% 10%","按照联合国的规定,对于一个群体来说,如果其中65岁以上人口在总人数比例超过( )或60岁及以上人口占总人口( )以上的,则表明该人口人群已经进入了老龄化阶段",{"answer":42,"createTime":5,"id":43,"options":44,"question":49,"source":30,"type":31},[],100236871,[45,46,47,48],"现金规划","退休养老规划","投资规划","风险管理和保险规划","为了保证客户在将来有一个自立、尊严、高品质的退休生活,需从现在开始积极实施的理财规划是( )",{"answer":51,"createTime":5,"id":6,"options":52,"question":19,"source":30,"type":31},[],[8,9,10,11],{"answer":54,"createTime":55,"id":56,"options":57,"question":62,"source":30,"type":63},[],"2023-10-16 21:57:15",100236873,[58,59,60,61],"及早规划原则","谨慎性原则","平衡性原则","收益化原则","制订养老规划的原则有( )",1,{"answer":65,"createTime":55,"id":66,"options":67,"question":72,"source":30,"type":63},[],100236874,[68,69,70,71],"退休年龄","预期寿命","退休后的收入情况","退休后的资金需求","制订养老规划时需要考虑的因素有( )",{"answer":74,"createTime":75,"id":76,"options":77,"question":80,"source":30,"type":81},[],"2025-11-16 08:17:54",234759473,[78,79],"正确","错误","确定退休的投资需求时需考虑通货膨胀率、投资报酬率等因素",3,{"answer":83,"createTime":75,"id":84,"options":85,"question":86,"source":30,"type":81},[],234759474,[78,79],"进行养老规划的时候要密切关注利率和物价因素,因为它们会影响个人退休的生活品质"]