[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fkfqwNTf2jQevVDQjdV2AQ6PujWXV5Yxf1WWBJ7whJ_0":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":30,"type":31},[],"2023-12-09 23:08:25",112254188,[8,9,10,11],"宏观经济状况变化","世界能源状况变化","发生经济危机","被投资企业出现经营失误",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},31,"ca3fcd7f2b1eff4a9332fb6c521fe333","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F48eba3395437dd881b1b9275a0ad1028.png","个人理财规划（2023.9）","0154ff9a55a5456aa3457c6b16f3cc5d","项目五 章节测验","下列因素引起的风险中,理财者可以通过投资组合予以消减的是( )",[21,32,35,44,54,63,70,79,88,97],{"answer":22,"createTime":5,"id":23,"options":24,"question":29,"source":30,"type":31},[],112254182,[25,26,27,28],"减少储蓄配置","增加股票配置","增加房产配置","增加债券配置","当预计经济增长处于景气周期时,下列理财策略调整建议不合理的是( )","v1",0,{"answer":33,"createTime":5,"id":6,"options":34,"question":19,"source":30,"type":31},[],[8,9,10,11],{"answer":36,"createTime":5,"id":37,"options":38,"question":43,"source":30,"type":31},[],112254192,[39,40,41,42],"市场基准利率是金融资产定价的基础","当市场利率提高时,可以适当增加银行存款","市场利率的提高会促进房地产市场扩大投资","市场利率的提高会导致债券的价格下降","关于市场利率对经济各方面的影响,以下说法错误的是( )",{"answer":45,"createTime":46,"id":47,"options":48,"question":53,"source":30,"type":31},[],"2023-12-09 23:08:26",112254194,[49,50,51,52],"名义利率才能真实反映资产的投资收益率","实际利率高于名义利率","个人和家庭的购买力增加","固定利率资产贬值","在通货膨账条件下( )",{"answer":55,"createTime":46,"id":56,"options":57,"question":62,"source":30,"type":31},[],112254197,[58,59,60,61],"按金融产品的风险由大到小排序为:外汇保证金交易、期货、公司债券、储蓄","按金融产品的流动性由大到小排序为:活期存款、货币市场基金、国债、汇票","按金融产品的收益率由大到小排序为:股票、债券、定期存款","按金融产品的利率由大到小排序为:同业拆借、回购协议、银行承兑","金融产品下列排序标准下,不准确的是( )",{"answer":64,"createTime":46,"id":65,"options":66,"question":69,"source":30,"type":31},[],112254199,[67,68],"错误","正确","中国人民银行、中国银行保险监督管理委员会、中国证券监督管理委员会、国家外汇管理局联合发布《关于规范金融机构资产管理业务的指导意见》.这份资管新规的发布,打破了刚性兑付,让银行理财产品保本保收益成历史.这段描述( )",{"answer":71,"createTime":46,"id":72,"options":73,"question":78,"source":30,"type":31},[],112254201,[74,75,76,77],"价格发现","风险管理","资金融通","提供流动性","金融市场的首要功能是( )",{"answer":80,"createTime":46,"id":81,"options":82,"question":87,"source":30,"type":31},[],112254203,[83,84,85,86],"期初","期中","期末","年初","普通年金是指支付按通常做法发生在每期( )",{"answer":89,"createTime":46,"id":90,"options":91,"question":96,"source":30,"type":31},[],112254205,[92,93,94,95],"普通年金","即付年金","永续年金","先付年金","下列各项年金中,只有现值没有终值的年金是( )",{"answer":98,"createTime":46,"id":99,"options":100,"question":105,"source":30,"type":31},[],112254207,[101,102,103,104],"越小","越大","不变","没有意义","复利频率越快,同一期间的未来值( )"]