[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2NUmxV6evnbZwEAQmNKFgSsnoo7kaqWPHjO6ulf_7k8":3},{"id":4,"source":5,"question":6,"options":7,"answer":12,"related":13,"type":18,"origin":111,"createTime":20},125286677,"v1","个人信用报告更新的频率为( )",[8,9,10,11],"7个自然日更新","1-2个月自动更新","每日更新","实时更新",[],[14,21,31,41,51,61,71,81,91,101],{"id":4,"source":5,"question":6,"options":15,"answer":16,"related":17,"type":18,"origin":19,"createTime":20},[8,9,10,11],[],[],0,null,"2024-01-01T22:05:16+08:00",{"id":22,"source":5,"question":23,"options":24,"answer":29,"related":30,"type":18,"origin":19,"createTime":20},125286680,"互联网征信不具有哪个特点?( )",[25,26,27,28],"覆盖范围广泛化","数据来源多样化","数据采集隐蔽化","有效约束个人失信行为",[],[],{"id":32,"source":5,"question":33,"options":34,"answer":39,"related":40,"type":18,"origin":19,"createTime":20},125286683,"以下哪个不能接入征信系统",[35,36,37,38],"来钱科技有限公司","广西农信社","螺蛳粉保理股份有限公司","螺蛳粉消费金融公司",[],[],{"id":42,"source":5,"question":43,"options":44,"answer":49,"related":50,"type":18,"origin":19,"createTime":20},125286684,"个人基本信息是指( )",[45,46,47,48],"自然人身份识别信息、职业和居住地址等信息","商业银行提供的自然人在个人贷款、贷记卡、准贷记卡、担保等信用活动中形成的交易记录","除信贷交易信息之外的反映个人信用状况的相关信息","商业银行查询个人征信系统形成的查询记录",[],[],{"id":52,"source":5,"question":53,"options":54,"answer":59,"related":60,"type":18,"origin":19,"createTime":20},125286686,"小明向A银行申请一笔房贷,A银行怎样才能查询他的征信",[55,56,57,58],"取得书面征信授权","直接查询","无需签署授权","口头约定征信授权",[],[],{"id":62,"source":5,"question":63,"options":64,"answer":69,"related":70,"type":18,"origin":19,"createTime":20},125286688,"小明因出差未按时还贷款产生了一次逾期记录,他可以( )",[65,66,67,68],"到征信中心添加信息主体声明","申请征信投诉","申请征信异议","向人民法院起诉",[],[],{"id":72,"source":5,"question":73,"options":74,"answer":79,"related":80,"type":18,"origin":19,"createTime":20},125286691,"互联网个人征信业务的特点不包括哪一个( )",[75,76,77,78],"时效性强,但存在虚假、无效的信息","信息采集隐蔽化,处理智能化","信息来源多样,内容丰富","潜在发展空间不大",[],[],{"id":82,"source":5,"question":83,"options":84,"answer":89,"related":90,"type":18,"origin":19,"createTime":20},125286693,"信用报告被人们喻为( )",[85,86,87,88],"经济身份证","经济快车","以上都是","经济名牌",[],[],{"id":92,"source":5,"question":93,"options":94,"answer":99,"related":100,"type":18,"origin":19,"createTime":20},125286699,"除对已发放的个人信贷进行贷后风险管理,商业银行查询个人信用报告时应当取得被查询人的( )",[95,96,97,98],"书面授权","口头授权许可","身份证明材料","贷款卡",[],[],{"id":102,"source":5,"question":103,"options":104,"answer":109,"related":110,"type":18,"origin":19,"createTime":20},125286702,"以下哪类机构应当按照规定向人民银行征信系统报送信贷信息",[105,106,107,108],"从事信贷业务机构","仅金融机构","仅国有银行","仅商业银行",[],[],{"courseName":112,"courseImg":113,"workName":114,"workId":114,"count":18,"courseId":115},"互联网征信","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F88488aa471ea8d41dec92067fadd1b2f.jpg","","1b0fef2d67c2e0733ce0704028239027"]