[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fhVSjpB5cIfi7OdBisi2ht00L3g2RKaVQyfw2TjH3s0o":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":30,"type":31},[],"2024-01-07 13:03:21",128399240,[8,9,10,11],"1941","1841","1840","1940",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},205,"3ce9dd1b501a6dd0d5b885d8ab714684","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002Fe63f315d985f98a3e080924b9110b34e.png","《征信实务》","work_31946750","期末复习","对于全球来说,征信事业的起源可追溯到蚕丝商人刘易斯 塔班于( )年7月在纽约建立的第一家商业公司",[21,32,41,50,59,68,71,80,90,99],{"answer":22,"createTime":5,"id":23,"options":24,"question":29,"source":30,"type":31},[],128399231,[25,26,27,28],"行业协会主导型","政府主导型","市场主导型","银行主导型","征信体系的发展模式没有( )","v1",0,{"answer":33,"createTime":5,"id":34,"options":35,"question":40,"source":30,"type":31},[],128399233,[36,37,38,39],"商业信用报告","金融信用报告","年度信用报告","主动调查报告","企业信用报告主要类型不包括( )",{"answer":42,"createTime":5,"id":43,"options":44,"question":49,"source":30,"type":31},[],128399235,[45,46,47,48],"数据来源方面","征信数据采集方面","征信数据处理方面","征信产品及应用方面","互联网征信业务机构中的大数据征信机构不包括哪个方面( )",{"answer":51,"createTime":5,"id":52,"options":53,"question":58,"source":30,"type":31},[],128399236,[54,55,56,57],"信息来源多样,内容丰富","信息采集隐蔽化,处理智能化","时效性强,但存在虚假、无效的信息","潜在发展空间不大","互联网个人征信业务的特点不包括哪一个( )",{"answer":60,"createTime":5,"id":61,"options":62,"question":67,"source":30,"type":31},[],128399238,[63,64,65,66],"社会信用体系建设即诚信体系建设,诚信问题即信用问题","征信产生于信用经济,又服务于信用经济,是债券人防范信息风险的工具和手段","债务人是否履行信用承诺,既取决于诚信品质,又取决于履约能力,因此具备良好诚信品质的人履约可能性较大,信用风险较小","征信能够帮助债权人了解债务人的诚信品质和履约能力,从而促进信用交易的顺利进行,并帮助提高债务人的诚信水平","关于征信、诚信、信用的关系,以下说法不正确的是( )",{"answer":69,"createTime":5,"id":6,"options":70,"question":19,"source":30,"type":31},[],[8,9,10,11],{"answer":72,"createTime":5,"id":73,"options":74,"question":79,"source":30,"type":31},[],128399241,[75,76,77,78],"国务院","中国人民银行","中国银行","银保监会","1988年,( )批准成立了第一家信用评级公司——上海远东资信评级有限公司",{"answer":81,"createTime":82,"id":83,"options":84,"question":89,"source":30,"type":31},[],"2024-01-07 16:23:01",128399242,[85,86,87,88],"帮助信息使用者进行信用风险管理","帮助信息使用者获得更多的客户","帮助信息主体能够在某些服务中享受贵宾待遇","以上都不对","( )是征信最主要的作用",{"answer":91,"createTime":5,"id":92,"options":93,"question":98,"source":30,"type":31},[],128399244,[94,95,96,97],"法国","意大利","中国","欧盟","以下哪个国家的征信体系发展模式属于政府主导型?( )",{"answer":100,"createTime":5,"id":101,"options":102,"question":107,"source":30,"type":31},[],128399245,[103,104,105,106],"市场信息","社会信息","业务信息","公司信息","邓白氏付款信息交流项目是一个集客户信用分析与( )采集为一体的信用信息系统"]