[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fLTnAhI3U4mX-z5JbJ8Fymv2soa4AS3_3TVwwKUVAxqA":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":30,"type":31},[],"2024-04-10 11:27:24",137630802,[8,9,10,11],"因投保时未征得方某同意,故该保险合同无效,保险公司无须承担赔偿责任","该保险合同有效,保险赔偿金应归陈小某的继承人继承","该保险合同有效,保险赔偿金应归方某的继承承人继承","该保险合同有效,保险赔偿金应支付给陈某",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},41,"d5577572b59e03f064c6598e6d3de857","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F25b30343053994e8940089572d36015b.jpg","商法学","718fe9b4c6b44aca8ee70f503f9a735f","保险法","[单选题]陈某为妻子方某投保死亡险,指定儿子陈小某为受益人.投保时陈某并未征得方某同意,保险公司回访时,方某表示知情并对保险金额表示认可.2017年,陈某与方某离婚,陈小某由方某抚养.2018年2月,方某带陈小某外出时,发生交通事故,方某和陈小某双双遇难,无法确定死亡先后顺序.下列说法正确的是?()(法考)",[21,32,41,50,59,68,77,86,95,104],{"answer":22,"createTime":5,"id":23,"options":24,"question":29,"source":30,"type":31},[],137630779,[25,26,27,28],"由保险公司承担赔偿责任","由乙自行承担","由甲承担部分赔偿责任","由甲承担全部赔偿责任","[单选题]甲以正常速度驾驶汽车(已投保)途中,突遇行人乙在非人行道处横穿公路,甲紧急刹车,但仍将其撞伤.保险公司在机动车第三者责任强制保险责任限额内对乙支付保险金后,乙尚有一部分损害未获赔偿.对于这部分损害赔偿费用的承担问题,下列哪一种说法是正确的?(法考)","v1",0,{"answer":33,"createTime":5,"id":34,"options":35,"question":40,"source":30,"type":31},[],137630780,[36,37,38,39],"由于刘某的姐姐存在过错,保险公司可以不承担赔偿责任","由于刘某的姐姐存在过错,保险公司可以要求解除合同","由于刘某的姐姐存在过错,保险公司对刘某履行赔偿义务后,享有向刘某的姐姐进行追偿的权利","保险公司应当对刘某进行赔偿,且不得向刘某姐姐追偿","[单选题]刘某向保险公司投保了家庭财产保险.刘某夫妇到外地学习,与刘某同住的姐姐替他们照看家中事务.某日,刘某的姐姐外出时忘记锁门,致刘家被窃,财物遭受损失.保险公司承担何种责任",{"answer":42,"createTime":5,"id":43,"options":44,"question":49,"source":30,"type":31},[],137630781,[45,46,47,48],"依照合同规定给付保险金","根据李某已付保险费,按照保单的现金价值予以退还","可以不承担给付保险金的义务,也不返还保险费","可以解除合同,但应全额返还保险费","[单选题]李某为其子投保了以死亡为给付保险金条件的人身保险,期限 5 年,保险费已一次缴清.两年后其子因抢劫罪被判处死刑并已执行.李某要求保险公司履行赔付义务.对此,保险公司应如何处理(法考)",{"answer":51,"createTime":5,"id":52,"options":53,"question":58,"source":30,"type":31},[],137630782,[54,55,56,57],"应作为遗产由甲妻、甲子、甲母共同继承","应作为遗产由甲妻一人继承","应作为遗产由甲妻、甲子继承","应全部支付给甲妻","[单选题]甲为自己投保一份人寿险,指定其妻为受益人.甲有一子 4 岁,甲母 50 岁且自己单独生活.某日,甲因交通事故身亡.该份保险的保险金依法应如何处理?()(法考)",{"answer":60,"createTime":5,"id":61,"options":62,"question":67,"source":30,"type":31},[],137630783,[63,64,65,66],"应当向张某的母亲和妻子履行给付义务","因张某未指定受益人,无须再履行给付义务","应当向张某的妻子履行给付义务","应当向张某的母亲、妻子和姐姐履行给付义务","[单选题]张某在乘坐飞机时,购买了飞机旅客意外伤害保险,但是没有指定受益人.后来,飞机在飞行途中因发生故障坠毁,张某不幸丧生.此时,张某家中有母亲、妻子和一个姐姐.请问:保险公司应如何处理",{"answer":69,"createTime":5,"id":70,"options":71,"question":76,"source":30,"type":31},[],137630784,[72,73,74,75],"因甲谎报年龄,可以主张合同无效","解除与甲的保险合同,所收保险费不予退还","对甲按41岁起保计算,对多收部分保险费退还甲或冲抵其以后应缴纳的保险费","解除与甲的保险合同,所收保险费扣除手续费后退还甲","[单选题]某保险公司开设一种人寿险:投保人逐年缴纳一定保险费至 60 岁时可获得 20 万元保险金,保险费随起保年龄的增长而增加.41 岁的甲精心计算后发现,若从46 岁起投保,可最大限度降低保险费,遂在向保险公司投保时谎称自己 46 岁.3 年后保险公司发现某甲申报年龄不实.对此,保险公司应如何处理?()(法考)",{"answer":78,"createTime":5,"id":79,"options":80,"question":85,"source":30,"type":31},[],137630785,[81,82,83,84],"该份保险合同中不得含有以丙的死亡为给付保险金条件的条款","受益人请求丁给付保险金的权利自其知道保险事故发生之日起 5 年内不行使而消灭","当保险事故发生时,乙与丁对给付保险金承担连带赔偿责任","保险代理人乙只能是依法成立的公司,不能是个人","[单选题]公民甲通过保险代理人乙为其 5 岁的儿子丙投一份幼儿平安成长险,保险公司为丁.下列有关本事例的哪一表述是正确的?()(法考)",{"answer":87,"createTime":5,"id":88,"options":89,"question":94,"source":30,"type":31},[],137630786,[90,91,92,93],"保险公司应赔偿 1 500元","保险公司应赔偿 200元","保险公司应赔偿 1 300元","保险公司不再承担赔偿责任","[单选题]陈某将自己的轿车投保于保险公司.一日,其车被房东之子(未成年)损坏,花去修理费 1 500 元.陈某遂与房东达成协议:房东免收陈某 2 个月房租1 300 元,陈某不再要求房东赔偿修车费.后陈某将该次事故报保险公司要求索赔.以下哪一个判断是正确的?()(法考)",{"answer":96,"createTime":5,"id":97,"options":98,"question":103,"source":30,"type":31},[],137630787,[99,100,101,102],"投保人指定的人","被保险人的继承人","投保人自己","受益人的继承人","[单选题]在以死亡为给付保险金条件的人身保险中,被保险人死亡后,如受益人已先于被保险人死亡,又没有其他受益人,保险人应向谁履行给付保险金的义务",{"answer":105,"createTime":5,"id":106,"options":107,"question":112,"source":30,"type":31},[],137630788,[108,109,110,111],"房屋及其附属设备","衣服、卧具","珠宝、首饰","个体劳动者的营业用器具、工具等","[单选题]下列财产中,不属于普通家庭财产保险承保范围的是()"]