[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fAaftoAvVfSvo1XvuH5krCqTOOIKc6500MIPnTyZuWZo":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":24,"type":25},[],"2025-09-02 15:02:23",215358738,[8,9,10,11],"生产力发展水平","当地的人口","当地的工商业","地理位置",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},29,"53e1d2ef4961cca8eea3e23969ad2cb9","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F03a579384a6dc297c89809b582fcc767.png","默认课程","exam_166381881","商业银行经营管理","银行的设计需考虑的首要因素是",[21,26,35,44,53,62,71,80,89,98],{"answer":22,"createTime":5,"id":6,"options":23,"question":19,"source":24,"type":25},[],[8,9,10,11],"v1",0,{"answer":27,"createTime":5,"id":28,"options":29,"question":34,"source":24,"type":25},[],215358740,[30,31,32,33],"同业借款","中国银行","中央银行","本地银行","商业银行的最后贷款者是",{"answer":36,"createTime":5,"id":37,"options":38,"question":43,"source":24,"type":25},[],215358742,[39,40,41,42],"现金","库存现金","现金资产","存款","商业银行保存在金库中的现钞和硬币是指()",{"answer":45,"createTime":5,"id":46,"options":47,"question":52,"source":24,"type":25},[],215358744,[48,49,50,51],"较低的盈利性","较高的盈利性","亏损性","与盈利性","对于出售贷款的银行来说,贷款出售具有",{"answer":54,"createTime":5,"id":55,"options":56,"question":61,"source":24,"type":25},[],215358746,[57,58,59,60],"关注贷款","可疑贷款","次级贷款","损失贷款","在我国银行的贷款五级分类办法中,借款人偿还贷款本息没有问题,但潜在的问题若发展下去将会影响偿还的一类贷款称为()",{"answer":63,"createTime":5,"id":64,"options":65,"question":70,"source":24,"type":25},[],215358748,[66,67,68,69],"是否所有权进行转移","手续的繁简","利率的高低","风险的大小","质押贷款与抵押贷款的不同点主要在于()",{"answer":72,"createTime":5,"id":73,"options":74,"question":79,"source":24,"type":25},[],215358750,[75,76,77,78],"固定利率","市场利率","法定利率","行业公定利率","是国家实现宏观调控的一种工具",{"answer":81,"createTime":5,"id":82,"options":83,"question":88,"source":24,"type":25},[],215358752,[84,85,86,87],"不良贷款分析","非信贷资产风险分析","表外业务风险分析","表内业务风险分析","不良资产分析不包括",{"answer":90,"createTime":5,"id":91,"options":92,"question":97,"source":24,"type":25},[],215358754,[93,94,95,96],"为了保证贷款的安全性,商业银行需要合理安排贷款的种类和期限","在信贷资金总量一定的情况下,资金的周转速度加快,效益性相应较差","在贷款规模一定的情况下,一般贷款期限越长,收益越大","贷款期限越长,安全性越高","关于商业银行"安全性、流动性和效益性原则"的说法,不正确的是()",{"answer":99,"createTime":5,"id":100,"options":101,"question":106,"source":24,"type":25},[],215358756,[102,103,104,105],"原贷款期限的一半","原贷款期限","3年","1年","我国商业银行短期贷款的展期期限累计不得超过()"]