[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fsJre8JuVNa-NTmekRWbn0HKCYXqzqk0ghHvbhmimrH0":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":30,"type":31},[],"2025-09-02 15:02:23",215358748,[8,9,10,11],"是否所有权进行转移","手续的繁简","利率的高低","风险的大小",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},29,"53e1d2ef4961cca8eea3e23969ad2cb9","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F03a579384a6dc297c89809b582fcc767.png","默认课程","exam_166381881","商业银行经营管理","质押贷款与抵押贷款的不同点主要在于()",[21,32,41,50,59,68,71,80,89,98],{"answer":22,"createTime":5,"id":23,"options":24,"question":29,"source":30,"type":31},[],215358738,[25,26,27,28],"生产力发展水平","当地的人口","当地的工商业","地理位置","银行的设计需考虑的首要因素是","v1",0,{"answer":33,"createTime":5,"id":34,"options":35,"question":40,"source":30,"type":31},[],215358740,[36,37,38,39],"同业借款","中国银行","中央银行","本地银行","商业银行的最后贷款者是",{"answer":42,"createTime":5,"id":43,"options":44,"question":49,"source":30,"type":31},[],215358742,[45,46,47,48],"现金","库存现金","现金资产","存款","商业银行保存在金库中的现钞和硬币是指()",{"answer":51,"createTime":5,"id":52,"options":53,"question":58,"source":30,"type":31},[],215358744,[54,55,56,57],"较低的盈利性","较高的盈利性","亏损性","与盈利性","对于出售贷款的银行来说,贷款出售具有",{"answer":60,"createTime":5,"id":61,"options":62,"question":67,"source":30,"type":31},[],215358746,[63,64,65,66],"关注贷款","可疑贷款","次级贷款","损失贷款","在我国银行的贷款五级分类办法中,借款人偿还贷款本息没有问题,但潜在的问题若发展下去将会影响偿还的一类贷款称为()",{"answer":69,"createTime":5,"id":6,"options":70,"question":19,"source":30,"type":31},[],[8,9,10,11],{"answer":72,"createTime":5,"id":73,"options":74,"question":79,"source":30,"type":31},[],215358750,[75,76,77,78],"固定利率","市场利率","法定利率","行业公定利率","是国家实现宏观调控的一种工具",{"answer":81,"createTime":5,"id":82,"options":83,"question":88,"source":30,"type":31},[],215358752,[84,85,86,87],"不良贷款分析","非信贷资产风险分析","表外业务风险分析","表内业务风险分析","不良资产分析不包括",{"answer":90,"createTime":5,"id":91,"options":92,"question":97,"source":30,"type":31},[],215358754,[93,94,95,96],"为了保证贷款的安全性,商业银行需要合理安排贷款的种类和期限","在信贷资金总量一定的情况下,资金的周转速度加快,效益性相应较差","在贷款规模一定的情况下,一般贷款期限越长,收益越大","贷款期限越长,安全性越高","关于商业银行&quot;安全性、流动性和效益性原则&quot;的说法,不正确的是()",{"answer":99,"createTime":5,"id":100,"options":101,"question":106,"source":30,"type":31},[],215358756,[102,103,104,105],"原贷款期限的一半","原贷款期限","3年","1年","我国商业银行短期贷款的展期期限累计不得超过()"]