[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fJ_yNbzQMl7PVN6WdTTtgcqOr2-iE07yepviLf0-j0jU":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":30,"type":31},[],"2023-05-21 20:19:24",22434206,[8,9,10,11],"更有利于保护筹资方的商业机密","更有利于赤字盈余双方灵活组合","赤字方融资成本通常会更低","债务人和债权人利益联系更加紧密",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},33,"f6d7f798cd480d35f34a1aef84204a2c","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F00bd682d5695aea1c5d4d7403aae3c1d.png","《金融学》","252b24d5b5824002a2bb99d37de09eaa","第四讲测试","直接融资相对间接融资的优点不包括( )",[21,32,41,50,59,62,71,80,89,98],{"answer":22,"createTime":5,"id":23,"options":24,"question":29,"source":30,"type":31},[],22434202,[25,26,27,28],"商业汇票","信用卡","银行支票","银行承兑汇票","在以下金融工具中,具有商业信用和银行信用双重特征的是( )","v1",0,{"answer":33,"createTime":5,"id":34,"options":35,"question":40,"source":30,"type":31},[],22434203,[36,37,38,39],"政府担保债券","市政债券","企业债券","中央政府债券","在美国次贷危机中,曾经让中国政府表示担心的"两房"债券属于( )",{"answer":42,"createTime":5,"id":43,"options":44,"question":49,"source":30,"type":31},[],22434204,[45,46,47,48],"信用秩序会影响市场运行成本","信用状况会影响市场空间的拓展","只有蓄意赖账才会影响市场运行","危机传递导致的失信行为也会影响市场运行","以下关于信用与市场运行之间关系的表述,不正确的是( )",{"answer":51,"createTime":5,"id":52,"options":53,"question":58,"source":30,"type":31},[],22434205,[54,55,56,57],"信用风险通常是债务人道德品质低下,刻意赖账导致的","信用风险是由于市场价格不利波动导致损失的风险","信用风险的出现与债务人的道德品质没有什么关系","信用风险的出现,通常包括债务人刻意违约和债务人不得不违约两种情况","关于信用风险,以下表述正确的是( )",{"answer":60,"createTime":5,"id":6,"options":61,"question":19,"source":30,"type":31},[],[8,9,10,11],{"answer":63,"createTime":5,"id":64,"options":65,"question":70,"source":30,"type":31},[],22434207,[66,67,68,69],"现金流量表","国际投资头寸表","国际收支平衡表","资产负债表","反映一国利用国际信用状况的报表是( )",{"answer":72,"createTime":5,"id":73,"options":74,"question":79,"source":30,"type":31},[],22434208,[75,76,77,78],"信用是一种价值的无偿转移","信用往往涉及到时间间隔","信用是一种心理现象","信用是一种人与人的关系","经济范畴的信用,其基本特征不包括( )",{"answer":81,"createTime":5,"id":82,"options":83,"question":88,"source":30,"type":31},[],22434209,[84,85,86,87],"二者几平没有联系,不应该将道德范畴和经济范畴联系起来","经济范畴的信用状况无法反映道德范畴的信用状况","道德范畴的信用状况不会影响经济范畴的信用状况","二者在"承担并兑现义务"这一内在特征上是高度一致的","‌以下关于经济范畴信用与道德范畴信用的关系,表述正确的是( )",{"answer":90,"createTime":5,"id":91,"options":92,"question":97,"source":30,"type":31},[],22434210,[93,94,95,96],"赤字导致净债权增加或净债务减少,盈余导致净债权减少或净债务增加","收不抵支即为赤字,赤字意味着资金的净流出","收大于支即为盈余,盈余意味着资金的净流入","收大于支即为盈余,盈余意味着资金的净流出","在现代信用体系下,以下关于盈余和赤字的表述正确的是( )",{"answer":99,"createTime":5,"id":100,"options":101,"question":106,"source":30,"type":31},[],22434211,[102,103,104,105],"私有制的存在阻碍了信用的发展","公有制任何财产的使用都是无偿的,是信用发展到顶峰阶段的体现","私有制是信用产生的基础","信用的良性发展为产权制度的逐步建立与完善奠定了坚实基础","下列有关信用产生说法正确的有( )"]