[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fOokZKTaHR7J-jed2u9rMORuYQWpxP2HhAYiqXBYeHzo":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":10,"question":17,"related":18,"source":28,"type":29},[],"2025-10-29 18:38:34",225708313,[8,9],"错","对",{"count":11,"courseId":12,"courseImg":13,"courseName":14,"workId":15,"workName":16},16,"53e1d2ef4961cca8eea3e23969ad2cb9","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F03a579384a6dc297c89809b582fcc767.png","默认课程","54476bf90db14bd88026758eac5c5067","第五章 15题 客户分类与需求分析","一般而言,获取一个新客户的成本要比保留一个老客户的成本高得多｡",[19,30,39,48,57,66,75,84,87,96],{"answer":20,"createTime":5,"id":21,"options":22,"question":27,"source":28,"type":29},[],225708306,[23,24,25,26],"客户由他人代理办理业务时,应当同时对代理人和被代理人的身份证件进行核对并登记","不得为身份不明的客户提供服务或者与其进行交易","要求金融机构为其提供一次性金融服务时,可以不提供身份证件","对先前获得的客户身份资料的真实性有疑问的,应当重新识别客户身份","金融机构应当按照规定建立客户身份识别制度,下列做法错误的是()","v1",0,{"answer":31,"createTime":5,"id":32,"options":33,"question":38,"source":28,"type":29},[],225708307,[34,35,36,37],"个人储蓄","股票投资","理财目标","财务信息","() 是理财师制定客户个人规划的基础和根据,决定了客户的目标和期望是否合理,以及完成个人财务规划的可能性｡",{"answer":40,"createTime":5,"id":41,"options":42,"question":47,"source":28,"type":29},[],225708308,[43,44,45,46],"风险偏好型","风险厌恶型","风险中立型","风险成长型","根据客户分类与需求分析方法,下列选项中,不属于客户的风险态度分类的是 ()｡",{"answer":49,"createTime":5,"id":50,"options":51,"question":56,"source":28,"type":29},[],225708309,[52,53,54,55],"安全需求","爱和归属感的需求","被尊重的需求","自我实现的需求","马斯洛需求层次中的最高层次是 ()",{"answer":58,"createTime":5,"id":59,"options":60,"question":65,"source":28,"type":29},[],225708310,[61,62,63,64],"绩优股 + 指数型股票型基金 + 期货","认股权证 + 股票型基金 + 期货","定存 + 国债 + 固定收益类产品","股权投资 + 房产信托基金 + 黄金","以下各种投资组合中,一般情况下最适合即将退休的投资人的是 ()｡",{"answer":67,"createTime":5,"id":68,"options":69,"question":74,"source":28,"type":29},[],225708311,[70,71,72,73],"探索期、形成期、稳定期、维持期、高峰期、退休期","探索期、建立期、稳定期、维持期、成熟期、退休期","探索期、建立期、成长期、维持期、高峰期、退休期","探索期、建立期、稳定期、维持期、高峰期、退休期","我们按年龄层可以把个人生命周期比照家庭生命周期分为 () 6 个阶段｡",{"answer":76,"createTime":5,"id":77,"options":78,"question":83,"source":28,"type":29},[],225708312,[79,80,81,82],"国债","股票","衍生产品","外汇","家庭衰老期的安全性需求最大,因此投资组合中 () 的比重应该最高｡",{"answer":85,"createTime":5,"id":6,"options":86,"question":17,"source":28,"type":29},[],[8,9],{"answer":88,"createTime":5,"id":89,"options":90,"question":95,"source":28,"type":29},[],225708314,[91,92,93,94],"家庭成熟期","家庭成长期","家庭形成期","家庭衰老期","单项选择题:整个家庭的收入在 ( ) 达到巅峰,支出有望降低,是准备退休金的黄金时期｡",{"answer":97,"createTime":5,"id":98,"options":99,"question":105,"source":28,"type":106},[],225708315,[100,101,102,103,104],"性格","兴趣爱好","收入情况","评价","职业发展","属于定性信息的是 ()",1]