[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fLQOYJeG86W8lVVfAu6LLevhnxGULTaeU4BWj4ml3uLE":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":30,"type":31},[],"2025-12-03 21:17:30",249304387,[8,9,10,11],"比例责任制","比率责任制","限额责任制","顺序责任制",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},15,"53e1d2ef4961cca8eea3e23969ad2cb9","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F03a579384a6dc297c89809b582fcc767.png","默认课程","work_48353347","损失分摊原则","对有的保险人有失公平,因而各国实务中已不采用该法",[21,32,41,46,49,58,63,68,76,87],{"answer":22,"createTime":5,"id":23,"options":24,"question":29,"source":30,"type":31},[],249304384,[25,26,27,28],"重复保险","再保险","人身保险","财产保险","损失分摊原则是在( )的情况下产生的补偿原则的一个派生原则","v1",0,{"answer":33,"createTime":5,"id":34,"options":35,"question":40,"source":30,"type":31},[],249304385,[36,37,38,39],"在重复保险情况下,被保险人所能得到的赔偿金由各保险人采用适当的方法进行分摊,从而所得的总赔偿金额不得超过实际损失额","分摊原则是在被保险人重复保险的情况下产生的补偿原则的一个派生原则","比例责任制是损失分摊原则的分析方法之一","我国一般采用顺序责任制的分摊方法","以下关于损失分摊原则,不正确的是( )",{"answer":42,"createTime":5,"id":43,"options":44,"question":45,"source":30,"type":31},[],249304386,[8,9,10,11],"是指各保险人所负责任依签订保单顺序而定,由其中先订立保单的保险人首先负责赔偿,当赔偿不足时再有其他保单的保险人依次承担不足的部分",{"answer":47,"createTime":5,"id":6,"options":48,"question":19,"source":30,"type":31},[],[8,9,10,11],{"answer":50,"createTime":5,"id":51,"options":52,"question":57,"source":30,"type":31},[],249304388,[53,54,55,56],"保险价值","投保人交纳的保险费","损失金额总和","保险金最低限额","重复保险的各保险人赔偿保险金的总和不得超过( ).除合同另有约定外,各保险人按照其保险金额与保险金额总和的比例承担赔偿保险金的责任",{"answer":59,"createTime":5,"id":60,"options":61,"question":62,"source":30,"type":31},[],249304389,[8,9,10,11],"是将各保险人所承保的保险金额进行加总,得出各保险人应分摊的比例,然后按比例分摊损失金额",{"answer":64,"createTime":5,"id":65,"options":66,"question":67,"source":30,"type":31},[],249304390,[8,9,10,11],"是指保险人分摊赔款额不以保额为基础,而是按照在无他保的情况下各自单独应负的责任限额进行比例分摊赔款",{"answer":69,"createTime":5,"id":70,"options":71,"question":74,"source":30,"type":75},[],249304391,[72,73],"正确","错误","保险营销信息系统是由人、设备和程序构成的复合体.其任务在于收集、整理、分析、评估、分配与提供所需的、及时的、准确的信息,以供保险营销决策者用来进行保险营销计划、执行与控制的工作",3,{"answer":77,"createTime":5,"id":78,"options":79,"question":85,"source":30,"type":86},[],249304392,[80,81,82,83,84],"环境信息","特定技术信息","特定企业信息","特定保险险种信息","行为信息","保险营销信息的种类包括哪些",1,{"answer":88,"createTime":5,"id":89,"options":90,"question":96,"source":30,"type":86},[],249304393,[91,92,93,94,95],"旧车问题:不买保险仅仅是因为保险意识低吗","逆向选择问题:保险公司为什么不愿意出售健康保险","道德风险问题:为什么老年人更愿意购买健康保险","代理人问题:保险行业的形象为什么不理想","旧衣问题:不买保险仅仅是因为保险意识低吗","保险营销信息难题配对何者正确"]