[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$frP4WBjgjGaIlfA9-Xbx8CwVT0OF-33WPRwKTTGjYrXE":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":10,"question":17,"related":18,"source":29,"type":88},[],"2025-12-07 12:01:24",253503491,[8,9],"正确","错误",{"count":11,"courseId":12,"courseImg":13,"courseName":14,"workId":15,"workName":16},12,"53e1d2ef4961cca8eea3e23969ad2cb9","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F03a579384a6dc297c89809b582fcc767.png","默认课程","7652d3515f954f98bdc9764d3e30e67e","第二章测试题","宏观经济形势、市场资金供求状况、行业发展政策等信息属于公共信息,一般不存在信息不对称;而企业管理能力、核心竞争力、信用状况等信息属于私人信息,广泛存在信息不对称",[19,31,42,52,62,72,78,83,89,92],{"answer":20,"createTime":21,"id":22,"options":23,"question":28,"source":29,"type":30},[],"2025-12-07 11:58:06",253501958,[24,25,26,27],"提高利率","取消贷款","信贷配给政策","贷款利率差异化","当价格调节机制失灵时,传统银行采取( )进行调节,以降低信用风险","v1",0,{"answer":32,"createTime":21,"id":33,"options":34,"question":40,"source":29,"type":41},[],253501959,[35,36,37,38,39],"企业自身生产技术进步","行业实现规模化","企业联合生产","产品价格上升","生产成本增加","( )可能导致规模经济",1,{"answer":43,"createTime":21,"id":44,"options":45,"question":51,"source":29,"type":41},[],253501960,[46,47,48,49,50],"大数据技术","区块链技术","云计算技术","物联网技术","营销手段","( )是互联网金融服务长尾客户的重要支撑",{"answer":53,"createTime":21,"id":54,"options":55,"question":61,"source":29,"type":41},[],253501961,[56,57,58,59,60],"失业人员","农民","城市低收入群体","中小微企业","大型国有企业","普惠金融的服务的服务群体包括( )",{"answer":63,"createTime":21,"id":64,"options":65,"question":71,"source":29,"type":41},[],253501962,[66,67,68,69,70],"覆盖广度","使用深度","数字化程度","价格优惠力度","手续简化程度","北京大学数字普惠金融指数的一级维度指标包括( )",{"answer":73,"createTime":74,"id":75,"options":76,"question":77,"source":29,"type":41},[],"2025-12-07 11:59:33",253502757,[35,36,37,38,39],"可能导致规模经济",{"answer":79,"createTime":74,"id":80,"options":81,"question":82,"source":29,"type":41},[],253502758,[46,47,48,49,50],"是互联网金融服务长尾客户的重要支撑",{"answer":84,"createTime":5,"id":85,"options":86,"question":87,"source":29,"type":88},[],253503490,[8,9],"长尾效应是指那些原来不受到重视的销量小但种类多的产品或服务,由于总量巨大,累积起来的总收益超过主流产品的现象",3,{"answer":90,"createTime":5,"id":6,"options":91,"question":17,"source":29,"type":88},[],[8,9],{"answer":93,"createTime":5,"id":94,"options":95,"question":96,"source":29,"type":88},[],253503492,[8,9],"当企业联合生产两种或两种以上产品的成本高于分别生产各个产品的成本之和时,就存在范围经济"]