[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fkp5p1iPbeSbN678_NbdRmVlgeFu0dwaol7gmOCSHNuQ":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":30,"type":31},[],"2025-12-11 12:37:57",259950013,[8,9,10,11],"re-discount loans","real estate loans","reserves","Treasury securities",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},15,"53e1d2ef4961cca8eea3e23969ad2cb9","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F03a579384a6dc297c89809b582fcc767.png","默认课程","exam_168391114","","Which of the following are reported as liabilities on a bank's balance sheet",[21,32,41,50,59,67,76,79,88,97],{"answer":22,"createTime":5,"id":23,"options":24,"question":29,"source":30,"type":31},[],259950007,[25,26,27,28],"borrowing federal funds","selling municipal bonds","seeking new deposits","calling in loans","Banks that actively manage liabilities will most likely meet a reserve shortfall by","v1",0,{"answer":33,"createTime":5,"id":34,"options":35,"question":40,"source":30,"type":31},[],259950008,[36,37,38,39],"controlled, while removing the possibility of losses","not controlled, but the possibility of gains is preserved","controlled while preserving the possibility of gains","not controlled, but the possibility of gains is lost","The main advantage of using options on futures contracts rather than the futures contracts themselves is that interest-rate risk is",{"answer":42,"createTime":5,"id":43,"options":44,"question":49,"source":30,"type":31},[],259950009,[45,46,47,48],"managing interest rate risk","liability management","managing credit risk","liquidity management","Bankers' concerns regarding the optimal mix of excess reserves, secondary reserves, borrowings from the Fed, and borrowings from other banks to deal with deposit outflows is an example of",{"answer":51,"createTime":5,"id":52,"options":53,"question":58,"source":30,"type":31},[],259950010,[54,55,56,57],"loans; deposits","assets; liabilities","liabilities; assets","securities; deposits","Banks earn profits by selling ________ with attractive combinations of liquidity, risk, and return, and using the proceeds to buy ________ with a different set of characteristics",{"answer":60,"createTime":5,"id":61,"options":62,"question":66,"source":30,"type":31},[],259950011,[10,63,64,65],"securities","capital","cash items","Bank ________ is\u002Fare listed on the liability side of the bank's balance sheet",{"answer":68,"createTime":5,"id":69,"options":70,"question":75,"source":30,"type":31},[],259950012,[71,72,73,74],"$20,000","$25,000","$10,000","$30,000","If a bank has $100,000 of checkable deposits, a required reserve ratio of 20 percent, and it holds $40,000 in reserves, then the maximum deposit outflow it can sustain without altering its balance sheet is",{"answer":77,"createTime":5,"id":6,"options":78,"question":19,"source":30,"type":31},[],[8,9,10,11],{"answer":80,"createTime":5,"id":81,"options":82,"question":87,"source":30,"type":31},[],259950014,[83,84,85,86],"sell call","sell put","buy put","buy call","If a bank manager wants to protect the bank against losses that would be incurred on its portfolio of treasury securities should interest rates rise, he could ________ options on financial futures",{"answer":89,"createTime":5,"id":90,"options":91,"question":96,"source":30,"type":31},[],259950015,[92,93,94,95],"A bank's assets are its sources of funds","A bank's balance sheet indicates whether or not the bank is profitable","A bank's liabilities are its uses of funds","A bank's balance sheet shows that total assets equal total liabilities plus equity capital","Which of the following statements are TRUE",{"answer":98,"createTime":5,"id":99,"options":100,"question":105,"source":30,"type":31},[],259950016,[101,102,103,104],"deposits at other large banks","short-term central government securities","state and local government securities","deposits at the central banks","Secondary reserves include"]