[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fe-o5RLRttwbgBxTCkpJp9FTLFkSiRcKPl6Ci1DPcnIs":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":16,"related":17,"source":27,"type":28},[],"2025-12-18 04:59:57",271548278,[8,9,10,11],"存款业务","贴现业务","持有国债","贷款承诺",{"courseId":13,"courseImg":14,"courseName":15},"5c03f52575f56abefd7690f368ddc836","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002Fa579cc2a10ee492b3ac8e513cc66fec6.png","金融学   2023-2024学年  第一学期","不计入商业银行资产负债表的业务是( )",[18,29,34,43,52,55,64,73,82,91],{"answer":19,"createTime":5,"id":20,"options":21,"question":26,"source":27,"type":28},[],271548270,[22,23,24,25],"信用中介","支付中介","信用创造","金融服务","商业银行能够把资金从盈余者手中转移到短缺者手中,使闲置资金得到充分利用,这种功能被称为( )功能","v1",0,{"answer":30,"createTime":5,"id":31,"options":32,"question":33,"source":27,"type":28},[],271548272,[22,23,24,25],"商业银行利用活期存款账户,为客户办理货币结算、转账、兑换、转移存款等业务,这种功能被称为( )功能",{"answer":35,"createTime":5,"id":36,"options":37,"question":42,"source":27,"type":28},[],271548274,[38,39,40,41],"银行卡","汇兑","承兑","代收","下列不属于无风险的商业银行中间业务的是( )",{"answer":44,"createTime":5,"id":45,"options":46,"question":51,"source":27,"type":28},[],271548276,[47,48,49,50],"储蓄存款","本币存款","企业存款","财政存款","指由城乡居民个人将其货币收入的结余或待用款项存入银行而形成的存款",{"answer":53,"createTime":5,"id":6,"options":54,"question":16,"source":27,"type":28},[],[8,9,10,11],{"answer":56,"createTime":5,"id":57,"options":58,"question":63,"source":27,"type":28},[],271548280,[59,60,61,62],"库存现金","准备金","存放同业款项","应付款项","下列不属于商业银行现金资产的是( )",{"answer":65,"createTime":5,"id":66,"options":67,"question":72,"source":27,"type":28},[],271548282,[68,69,70,71],"单一银行制","控股公司制","总分行制","连锁银行制","我国商业银行的组织体制以()为主",{"answer":74,"createTime":5,"id":75,"options":76,"question":81,"source":27,"type":28},[],271548284,[77,78,79,80],"再贷款","再贴现","发行金融债券","银行同业拆借","是商业银行筹集长期资金来源的重要途径",{"answer":83,"createTime":5,"id":84,"options":85,"question":90,"source":27,"type":28},[],271548286,[86,87,88,89],"信用风险","市场风险","流动性风险","操作风险","某银行面临存款人挤提存款的风险,属于( )",{"answer":92,"createTime":5,"id":93,"options":94,"question":99,"source":27,"type":28},[],271548288,[95,96,97,98],"信用贷款","抵押贷款","担保贷款","贴现贷款","商业银行凭借客户与其担保人的双重信誉而发放的贷款是( )"]