[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fFyv7LKYALy1cHEM4G5qWmwxbTj0h3Q1e4wOn-7ldtzM":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":30,"type":31},[],"2025-12-25 11:12:50",285793684,[8,9,10,11],"4","18","78","98",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},115,"53e1d2ef4961cca8eea3e23969ad2cb9","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F03a579384a6dc297c89809b582fcc767.png","默认课程","work_49237356","2025年秋季学期个人理财","何小姐有存款2万元,股票5万元,基金2万元,自住房屋价值40万元,贷款10万元,若月固定支出为5000元,则:可变现资产保障月数为( )",[21,32,41,44,53,62,71,80,89,100],{"answer":22,"createTime":5,"id":23,"options":24,"question":29,"source":30,"type":31},[],285793681,[25,26,27,28],"1102.5","1115.5","1207.6","1218.4","一家银行声称给储户10%的年利率,每季度复利计息,则一笔1000元的存款在两年后价值为( )元","v1",0,{"answer":33,"createTime":5,"id":34,"options":35,"question":40,"source":30,"type":31},[],285793683,[36,37,38,39],"Ⅱ、Ⅲ","Ⅲ、Ⅳ","Ⅰ、Ⅱ、Ⅲ","Ⅱ、Ⅲ、Ⅳ","杨先生个人财务资料如下:投资上市股票价值5万元,投资借款2万,信用卡账款余额 2万元,自宅价值50万元,房贷余额35万元.下面的各项指标计算正确的是( ). Ⅰ.金融资产融资比率为60% Ⅱ.金融资产权数为9.1% Ⅲ.生息净资产为3万 Ⅳ.消费负债总资产比为7.6%",{"answer":42,"createTime":5,"id":6,"options":43,"question":19,"source":30,"type":31},[],[8,9,10,11],{"answer":45,"createTime":5,"id":46,"options":47,"question":52,"source":30,"type":31},[],285793685,[48,49,50,51],"全部","第二个","第一个","第三个","联合年金的给付,在数个被保险人中( )被保险人死亡时,保险合同即停止",{"answer":54,"createTime":5,"id":55,"options":56,"question":61,"source":30,"type":31},[],285793686,[57,58,59,60],"工资","股息","误餐补助","稿酬","下列不予征税的项目是( )",{"answer":63,"createTime":5,"id":64,"options":65,"question":70,"source":30,"type":31},[],285793687,[66,67,68,69],"自律性","依赖性","纪律性","冲动性","规划后的成效如何,还是有赖客户执行理财行动方案的决心和( )而定",{"answer":72,"createTime":5,"id":73,"options":74,"question":79,"source":30,"type":31},[],285793688,[75,76,77,78],"换房只能65岁退休,不换房则可54岁退休","换房只能62岁退休,不换房则可54岁退休","换房只能62岁退休,不换房则可53岁退休","换房只能65岁退休,不换房则可53岁退休","刚进不惑之年的李冬有净资产30万元,每年的储蓄额约为2万元.如果现在换房,则需将这30万全部用于购买新房(假设换房只需一次性投入这30万即可,每年的储蓄额 2万元可全用于积累退休金).假设退休后每年生活费用的标准为6万元(不号虑通货膨胀的因素),另外,根据合理的假设,李冬的预计寿命为80岁,投资报酬率为5%.在换房和不换房两种情况下,李冬的退休年龄各为( ).(退休金的准备期间不足的以1年计算)",{"answer":81,"createTime":5,"id":82,"options":83,"question":88,"source":30,"type":31},[],285793689,[84,85,86,87],"11.32%","9.54%","8.43%","7.86%","面临通货膨胀的压力,张先生决定投资100万元购房用于出租,然后10年后以120万元的价格售出,每年租金净收入6万元,则该房产投资的年投资报酬率为( )",{"answer":90,"createTime":5,"id":91,"options":92,"question":98,"source":30,"type":99},[],285793690,[93,94,95,96,97],"自书遗嘱","代书遗嘱","公证遗嘱","口头遗嘱","录音遗嘱","遗嘱可以以下列形式设立( )",1,{"answer":101,"createTime":102,"id":103,"options":104,"question":109,"source":30,"type":31},[],"2025-12-25 13:44:08",285983120,[105,106,107,108],"$9,514","$17,500","$20,900","$30,514","接上例,如果采用本利平均摊还法的话,每个月应还多少钱"]