[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f9Jgw9bFuVsXILIaAlznn_fr01ngKlzbqYJ79SzzSO-k":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":19,"related":20,"source":24,"type":25},[],"2025-12-26 22:35:30",288203631,[8,9,10,11],"买卖双方达不成一致的价格","买方无法通过产品价格对产品质量进行判断","不同质量的产品在市场上以不同的价格出售","产品质量存在差异",{"count":13,"courseId":14,"courseImg":15,"courseName":16,"workId":17,"workName":18},6,"53e1d2ef4961cca8eea3e23969ad2cb9","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F03a579384a6dc297c89809b582fcc767.png","默认课程","b07254c026a149cc87abf9483a12fb97","第五章 逆向选择与道德风险测验","出现逆向选择的主要原因是()",[21,26,35,44,54,63],{"answer":22,"createTime":5,"id":6,"options":23,"question":19,"source":24,"type":25},[],[8,9,10,11],"v1",0,{"answer":27,"createTime":5,"id":28,"options":29,"question":34,"source":24,"type":25},[],288203632,[30,31,32,33],"代理人缺乏道德水准","委托人缺乏道德水准","代理人拥有私人信息","委托人规避风险","导致道德风险存在的主要原因是()",{"answer":36,"createTime":5,"id":37,"options":38,"question":43,"source":24,"type":25},[],288203633,[39,40,41,42],"年轻人在公交车上不给老人让座","买了汽车偷盗保险的人不愿意安装防盗设施","签署保密协议的企业员工偷偷将公司的敏感数据带出公司","企业的员工趁领导不在的时候干私活","下列哪种行为不属于道德风险行为()",{"answer":45,"createTime":5,"id":46,"options":47,"question":52,"source":24,"type":53},[],288203634,[48,49,50,51],"卖家在出售的产品中以次充好,欺骗卖家","买家收到商品后自己不小心摔坏,却要求卖家进行产品破损赔偿","消费者购买盗版软件或影碟","投保人在购买健康保险时,隐瞒自己的病史以期获得较低的保费","以下现象属于逆向选择的是()",1,{"answer":55,"createTime":5,"id":56,"options":57,"question":62,"source":24,"type":53},[],288203635,[58,59,60,61],"小金故意伤害自己,假装意外伤害,骗取保险金","小张为自己的新车购买了车险后,就不像以前那样爱惜新车了","某地工厂在通过环保检查后,为了节省成本,关闭了相关排污净化设施","小李的小吃店被相关部门批评责令整改后,卫生环境变得更差了","下列行为属于道德风险的是()",{"answer":64,"createTime":5,"id":65,"options":66,"question":71,"source":24,"type":53},[],288203636,[67,68,69,70],"都产生于交易中存在的隐蔽信息或隐蔽行动","都是签订合同之前的机会主义行为","逆向选择是事前代理人的机会主义行为","道德风险是事后代理人的机会主义行为","下列关于道德风险和逆向选择的说法正确的有()"]