[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fF-Z6MoxZMn7wf8DW6zLd_4SMonZSnji3ULkOrXeDU18":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":16,"related":17,"source":21,"type":22},[],"2026-01-13 17:36:31",311502402,[8,9,10,11],"银行业务离柜率逐渐走高","银行网点数量逐年上升","银行工作人员减少","网点改造力度居高不下",{"courseId":13,"courseImg":14,"courseName":15},"53e1d2ef4961cca8eea3e23969ad2cb9","https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F03a579384a6dc297c89809b582fcc767.png","默认课程","随着金融科技的发展,传统银行网点受到冲击,下列不属于传统银行网点特点的有( )",[18,23,32,41,50,59,68,77,86,95],{"answer":19,"createTime":5,"id":6,"options":20,"question":16,"source":21,"type":22},[],[8,9,10,11],"v1",0,{"answer":24,"createTime":5,"id":25,"options":26,"question":31,"source":21,"type":22},[],311502403,[27,28,29,30],"智能化","场景化","轻量化","管理化","下列不属于商业银行改造方向的是( )",{"answer":33,"createTime":5,"id":34,"options":35,"question":40,"source":21,"type":22},[],311502404,[36,37,38,39],"美国第一安全网络银行","美国嘉信理财集团","Lending Club","Prosper","1995年10月18日,美国三家银行联合在互联网上成立了全球第一家没有任何分支机构的纯网络银行是( ),被视为互联网金融的雏形",{"answer":42,"createTime":5,"id":43,"options":44,"question":49,"source":21,"type":22},[],311502405,[45,46,47,48],"Anytime","Anyhow","Anywhere","Anyway","网上银行又被称为"3A银行",3A不是指( )",{"answer":51,"createTime":5,"id":52,"options":53,"question":58,"source":21,"type":22},[],311502406,[54,55,56,57],"利用微信社交平台开通银行金融服务","等同于微信支付","在微信上开通发布信息的银行公众号","在朋友圈发布银行产品营销信息","微信银行是指( )",{"answer":60,"createTime":5,"id":61,"options":62,"question":67,"source":21,"type":22},[],311502407,[63,64,65,66],"服务小微企业","支持实体经济","践行普惠金融为使命","成为金融巨头","以下哪项不是网商银行的使命( )",{"answer":69,"createTime":5,"id":70,"options":71,"question":76,"source":21,"type":22},[],311502408,[72,73,74,75],"应对金融市场开放的全新挑战","解决银行卡跨行、跨地区使用","提供银行理财产品电子销售渠道","推动联网通用,促进产业发展","2002年3月,我国自己的银行卡联合组织—中国银联在上海正式成立,下面哪一项不属于其成立的目的( )",{"answer":78,"createTime":5,"id":79,"options":80,"question":85,"source":21,"type":22},[],311502409,[81,82,83,84],"国家开发银行","中国交通银行","中国进出口银行","中国农业发展银行","不属于政策性银行",{"answer":87,"createTime":5,"id":88,"options":89,"question":94,"source":21,"type":22},[],311502410,[90,91,92,93],"直销银行","互联网银行","开放银行","商业银行","是指业务拓展不以实体网点和物理柜台为基础,不受时间和地域限制,通过电子渠道提供金融产品和服务的银行经营管理模式",{"answer":96,"createTime":5,"id":97,"options":98,"question":103,"source":21,"type":22},[],311502411,[99,100,101,102],"24小时服务","线上拓展客户","数据双向开放","信息高效","开放银行的核心是( )"]