[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fArIJR0ZjfSdJAQfSDVQq9Akh1F0cUnxtDsLBp3Hldxo":3},{"answer":4,"createTime":5,"id":6,"options":7,"origin":12,"question":15,"related":16,"source":26,"type":27},[],"2024-11-05 02:03:27",1001839887,[8,9,10,11],"2005年以前","2005-2012","2012-2013","2013至今",{"courseImg":13,"courseName":14},"https:\u002F\u002Ftihai-oss-cloud.itihey.com\u002Fimg\u002F6726eafc951345c79c59d925cd1a327b.jpg","互联网金融","互联网金融发展的第一阶段是( )",[17,28,37,40,50,58,67,72,77,86],{"answer":18,"createTime":5,"id":19,"options":20,"question":25,"source":26,"type":27},[],1001839880,[21,22,23,24],"1999.12","1999.11","2000.12","2000.11","互联网金融在我国第一次出现的时间是()","v2",0,{"answer":29,"createTime":5,"id":30,"options":31,"question":36,"source":26,"type":27},[],1001839884,[32,33,34,35],"交易成本高","运作效率低","创新速度快","技术依赖性低","下列选项中属于互联网金融特征的是( )",{"answer":38,"createTime":5,"id":6,"options":39,"question":15,"source":26,"type":27},[],[8,9,10,11],{"answer":41,"createTime":5,"id":42,"options":43,"question":48,"source":26,"type":49},[],1001839894,[44,45,46,47],"通过收入扣除消费部分形成储蓄","将自有资金进行直接投资","通过买卖有价证券为资本市场服务,在以资本市场为主的直接融资过程中充当交易中介角色","吸收存款并直接向贷款人放贷,后者在以商业银行为主的间接融资过程中充当资金中介的角色","金融中介机构主要有哪两类",1,{"answer":51,"createTime":5,"id":52,"options":53,"question":56,"source":26,"type":57},[],1001839902,[54,55],"对","错","分散或者降低金融风险是对投资者收益和经济发展有利的行为",3,{"answer":59,"createTime":5,"id":60,"options":61,"question":66,"source":26,"type":49},[],1001839906,[62,63,64,65],"期限中介","分散风险","降低交易成本","提供支付机制","金融中介的功能主要有( )",{"answer":68,"createTime":5,"id":69,"options":70,"question":71,"source":26,"type":57},[],1001839910,[54,55],"互联网金融的诞生,加速了"金融脱媒"的进程",{"answer":73,"createTime":5,"id":74,"options":75,"question":76,"source":26,"type":57},[],1001839930,[54,55],"产业融合理论认为,随着时间的推移和区域的变化,金融功能的变化要小于金融机构的变化",{"answer":78,"createTime":5,"id":79,"options":80,"question":85,"source":26,"type":27},[],1001839943,[81,82,83,84],"需求者","中介","第三方","供给者","传统金融机构,如商业银行、证券、保险、基金等,也包括以互联网为渠道的综合型公司如苏宁,还包括了新兴互联网企业,如阿里巴巴、腾讯、京东等属于互联网金融主体中的( )",{"answer":87,"createTime":5,"id":88,"options":89,"question":94,"source":26,"type":27},[],1001839959,[90,91,92,93],"意大利","美国","日本","英国","众筹起源于( )"]