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单选题 The reason why commercial banks have excess reserves is because ( )
学科：宏观经济学（合作办学）-22级财务管理
时间：2024-01-06 11:36:31
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题目1单选题
Which of the following is not a function of a central bank? ( )A. Issuing currencyB. Lending to banksC. Lending to businessesD. Hosting national bank clearing
题目2单选题
Which one of the following is a liability of commercial banks? ( )A. Cash on handB. LoansC. SecuritiesD. Demand deposits
题目3单选题
If the central bank purchases bonds on the open market, which of the following will occur?( )A. The reserve funds of commercial banks will increaseB. The money supply will increase by the same amountC. The demand for money will decreaseD. The interest rate will rise
题目4单选题
Re-discount refers to ( )A. loans between commercial banksB. loans from commercial banks to manufacturersC. loans from central banks to commercial banksD. loans from commercial banks to household
题目5单选题
The most important tool for central banks to control monetary supply is ( )A. controlling the legal reserve ratioB. adjusting the discount rateC. open market operationsD. moral suasion
题目6单选题
If the central bank reduces the rediscount rate, the commercial bank reserve will ( )A. increaseB. decreaseC. remain unchangedD. all of the above are possible
题目7单选题
The reason why commercial banks have excess reserves is because ( )A. too much deposits are absorbedB. not enough suitable loan applicants are foundC. too many discount applications are submitted to the central bankD. all the above reasons are possible
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